Saudi Family

We’ve designed our health plans to suit the unique needs of Saudi families.

A quick look at the benefits

Flexible schemes to choose from.
'Maternity and Child Care' service under the Tebtom program.
Wide range of hospital networks to choose from.
'Bupa Doctor' from Tebtom, available 24/7.

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Overall annual maximum limit per member	SAR 250,000
Network of healthcare providers	NW7 Click Here
Accommodation	Standard suite
Outpatient deductible	Covered No Deductible
Deductible Rate
Maximum Deductible (Hospital)
Maximum Deductible (Polyclinic)
Maximum Deductible (MPN)
Emergency treatment outside the kingdom	-
Maternity Cover with benefits	SAR 25,000
Dental coverage	SAR 3,000
Optical coverage	SAR 1,000
Seniors over 64-year-old annual limit	-
Inpatient / day-case coverage	Covered (Appropriate medical treatment, surgical & medical procedures, medical supplies & services, nursing & doctor’s fee, ER, ICU and theatre charges, medication)
Companion charges	Covered (For a companion up to 12 years old)
Outpatient coverage	-
Outpatient coverage	Covered
Inpatient deductible	-
Outpatient coverage	Covered
Maternity complications (Caesarean deliveries, legal abortion, miscarriage, haemorrhages)	-
Treatment of premature babies	-
Circumcision of new-born boys and ear piercing of new-born girls	-
Neonatal/ Newborn cover	-
Pre-existing conditions & chronic diseases	-
Hearing aids	-
Treatment for damage to acquired heart valves	-
Vaccination and inoculations as per the Ministry of Health (MOH) schedule	-
Seasonal vaccination including mother and child care as per MOH program and schedule	-
Physiotherapy	-
Cost of early screening for new-borns (National Program for Prevention of Disability)	-
Alzheimer’s Disease	-
Autism	-
Congenital illness	-
Dialysis	-
Mental health acute psychiatric treatment	-
Physiotherapy	-
Disability cases	-
Treatment for damage to acquired heart valves	-
Artificial limbs	-
Cost of obtaining/harvesting donor organ	-
Local road ambulance for emergency cases only	SAR 3,000
Transportation of mortal remains to home country in case of death in KSA	-
Life-threatening emergency treatment out of network in KSA	-
Physician’s fees within the network	-
Emergency treatment outside the kingdom through International SOS Assistance	Covered
Emergency evacuations through international SOS assistance	Covered
Emergency treatment outside the kingdom	100% cover on the first SR 50,000 subject to scheme limits and sub-limits. Any cost over this amount will be based on the customary prices of network hospitals according to the member’s scheme level
Emergency treatment outside of network in KSA	Covered up to 100% of the actual treatment cost up to the annual maximum total.
Elective (non-emergency) treatment outside of network in or outside KSA	-
Physiotherapy	Covered up to 12 sessions
Vaccination and inoculations as per the Ministry of Health (MOH) schedule	Covered
Preventative tests	-
Inpatient pre-authorisation approval	-
Inpatient / day-case coverage	-
Outpatient pre-authorisation approval	-
Advanced imaging (MRI, CT, PET)	-
Cancer treatment	-
Emergency treatment at a healthcare provider outside the Bupa network	-
Healthline services	-
Local air ambulance for emergency cases only	-
Emergency medical treatment in the US	-
Mental health acute psychiatric treatment	-
Mental health non-acute psychiatric treatment	-
Elective (non-emergency) treatment outside of network in or outside KSA	-
Physiotherapy	-
Pre-existing conditions & chronic diseases	Covered up to Overall Limit
Cost of early screening for new-borns (National Program for Prevention of Disability)	-
Circumcision of new-born boys and ear piercing of new-born girls	-
Circumcision of new-born boys and ear piercing of new-born girls	-
Transplant of organ or bone marrow	-
Treatment for contagious or endemic diseases	-
Vaccinations and inoculations (up till age 6)	-
Vaccinations and inoculations (after age 6)	-
Coverage	-
Respiratory syncytial virus (RSV) prophylaxis
New born screening hearing test
New born congenital heart anomalies screening
Obesity
Artificial Milk & milk products
Isolation

Overall annual maximum limit per member	SAR 150,000
Network of healthcare providers	NW6 Click Here
Accommodation	Single room
Outpatient deductible	Covered 20% up to SR 100
Deductible Rate
Maximum Deductible (Hospital)
Maximum Deductible (Polyclinic)
Maximum Deductible (MPN)
Emergency treatment outside the kingdom	-
Maternity Cover with benefits	SAR 15,000
Dental coverage	SAR 2,000
Optical coverage	SAR 600
Seniors over 64-year-old annual limit	-
Inpatient / day-case coverage	Covered
Companion charges	Covered (For a companion up to 12 years old)
Outpatient coverage	-
Outpatient coverage	Covered
Inpatient deductible	-
Outpatient coverage	Covered 20% up to SR 100
Maternity complications (Caesarean deliveries, legal abortion, miscarriage, haemorrhages)	-
Treatment of premature babies	-
Circumcision of new-born boys and ear piercing of new-born girls	-
Neonatal/ Newborn cover	-
Pre-existing conditions & chronic diseases	-
Hearing aids	-
Treatment for damage to acquired heart valves	-
Vaccination and inoculations as per the Ministry of Health (MOH) schedule	-
Seasonal vaccination including mother and child care as per MOH program and schedule	-
Physiotherapy	-
Cost of early screening for new-borns (National Program for Prevention of Disability)	-
Alzheimer’s Disease	-
Autism	-
Congenital illness	-
Dialysis	-
Mental health acute psychiatric treatment	-
Physiotherapy	-
Disability cases	-
Treatment for damage to acquired heart valves	-
Artificial limbs	-
Cost of obtaining/harvesting donor organ	-
Local road ambulance for emergency cases only	SAR 1,000
Transportation of mortal remains to home country in case of death in KSA	-
Life-threatening emergency treatment out of network in KSA	-
Physician’s fees within the network	-
Emergency treatment outside the kingdom through International SOS Assistance	Covered
Emergency evacuations through international SOS assistance	-
Emergency treatment outside the kingdom	100% cover on the first SAR 50,000 subject to scheme limits and sub-limits. Any cost over this amount will be based on the customary prices of network hospitals according to the member’s scheme level.
Emergency treatment outside of network in KSA	Covered 100% of the actual cost up to the annual maximum limit
Elective (non-emergency) treatment outside of network in or outside KSA	-
Physiotherapy	Covered up to 12 sessions/month
Vaccination and inoculations as per the Ministry of Health (MOH) schedule	Covered
Preventative tests	-
Inpatient pre-authorisation approval	-
Inpatient / day-case coverage	-
Outpatient pre-authorisation approval	-
Advanced imaging (MRI, CT, PET)	-
Cancer treatment	-
Emergency treatment at a healthcare provider outside the Bupa network	-
Healthline services	-
Local air ambulance for emergency cases only	-
Emergency medical treatment in the US	-
Mental health acute psychiatric treatment	-
Mental health non-acute psychiatric treatment	-
Elective (non-emergency) treatment outside of network in or outside KSA	-
Physiotherapy	-
Pre-existing conditions & chronic diseases	Covered up to Overall Limit
Cost of early screening for new-borns (National Program for Prevention of Disability)	-
Circumcision of new-born boys and ear piercing of new-born girls	-
Circumcision of new-born boys and ear piercing of new-born girls	-
Transplant of organ or bone marrow	-
Treatment for contagious or endemic diseases	-
Vaccinations and inoculations (up till age 6)	-
Vaccinations and inoculations (after age 6)	-
Coverage	-
Respiratory syncytial virus (RSV) prophylaxis
New born screening hearing test
New born congenital heart anomalies screening
Obesity
Artificial Milk & milk products
Isolation

Overall annual maximum limit per member	SAR 75,000
Network of healthcare providers	NW5 Click Here
Accommodation	Share room
Outpatient deductible	Covered 20% up to SR 100
Deductible Rate
Maximum Deductible (Hospital)
Maximum Deductible (Polyclinic)
Maximum Deductible (MPN)
Emergency treatment outside the kingdom	-
Maternity Cover with benefits	SAR 8,000
Dental coverage	SAR 1,000
Optical coverage	SAR 400
Seniors over 64-year-old annual limit	-
Inpatient / day-case coverage	Covered
Companion charges	Covered
Outpatient coverage	-
Outpatient coverage	Covered
Inpatient deductible	-
Outpatient coverage	Covered 20% up to SR 100
Maternity complications (Caesarean deliveries, legal abortion, miscarriage, haemorrhages)	-
Treatment of premature babies	-
Circumcision of new-born boys and ear piercing of new-born girls	-
Neonatal/ Newborn cover	-
Pre-existing conditions & chronic diseases	-
Hearing aids	-
Treatment for damage to acquired heart valves	-
Vaccination and inoculations as per the Ministry of Health (MOH) schedule	-
Seasonal vaccination including mother and child care as per MOH program and schedule	-
Physiotherapy	-
Cost of early screening for new-borns (National Program for Prevention of Disability)	-
Alzheimer’s Disease	-
Autism	-
Congenital illness	-
Dialysis	-
Mental health acute psychiatric treatment	-
Physiotherapy	-
Disability cases	-
Treatment for damage to acquired heart valves	-
Artificial limbs	-
Cost of obtaining/harvesting donor organ	-
Local road ambulance for emergency cases only	1,000 SAR
Transportation of mortal remains to home country in case of death in KSA	-
Life-threatening emergency treatment out of network in KSA	-
Physician’s fees within the network	-
Emergency treatment outside the kingdom through International SOS Assistance	-
Emergency evacuations through international SOS assistance	Covered
Emergency treatment outside the kingdom	100% cover on the first SR 50,000 subject to scheme limits and sub-limits. Any cost over this amount will be based on the customary prices of network hospitals according to the member’s scheme level
Emergency treatment outside of network in KSA	Covered 100% of the actual cost up to the annual maximum limit
Elective (non-emergency) treatment outside of network in or outside KSA	-
Physiotherapy	Covered up to 12 sessions/month
Vaccination and inoculations as per the Ministry of Health (MOH) schedule	Covered
Preventative tests	-
Inpatient pre-authorisation approval	-
Inpatient / day-case coverage	-
Outpatient pre-authorisation approval	-
Advanced imaging (MRI, CT, PET)	-
Cancer treatment	-
Emergency treatment at a healthcare provider outside the Bupa network	-
Healthline services	-
Local air ambulance for emergency cases only	-
Emergency medical treatment in the US	-
Mental health acute psychiatric treatment	-
Mental health non-acute psychiatric treatment	-
Elective (non-emergency) treatment outside of network in or outside KSA	-
Physiotherapy	-
Pre-existing conditions & chronic diseases	Covered up to Overall Limit
Cost of early screening for new-borns (National Program for Prevention of Disability)	-
Circumcision of new-born boys and ear piercing of new-born girls	-
Circumcision of new-born boys and ear piercing of new-born girls	-
Transplant of organ or bone marrow	-
Treatment for contagious or endemic diseases	-
Vaccinations and inoculations (up till age 6)	-
Vaccinations and inoculations (after age 6)	-
Coverage	-
Respiratory syncytial virus (RSV) prophylaxis
New born screening hearing test
New born congenital heart anomalies screening
Obesity
Artificial Milk & milk products
Isolation

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You might ask

How will the cost of my policy be calculated?

The cost of your Bupa Saudi Family policy will be based on the number of family members you would like to include, their respective age, and pre-existing medical conditions they have, if any.

Can I also include my parents under Bupa Saudi Family?

Bupa Saudi Family gives you the option to include your parents to your policy as long as they are below 64 years old.

Who is covered under Bupa Saudi Family?

All your direct family members, under the age of 64, can get covered by Bupa Saudi Family.

What does the overall annual maximum limit mean?

This is the maximum cost of treatments that Bupa Arabia will cover you for, during a single contractual period of one year, individually and for each member of your family.

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Health insurance is one thing, Tebtom healthcare services from Bupa Arabia are another

The Tebtom program from Bupa Arabia is a set of healthcare services that go beyond medical insurance coverage, to provide you and your family with holistic healthcare. We offer various services, each designed to support a specific healthcare need. Find the Tebtom service for you..

Surrounding you with care.

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The Rahatkom Program is designed to make your hospital experiences easier and less stressful through supporting you when and where it matters, focusing on on-site case management, quick coverage responsiveness and post-admission services.

Your hospital waiting time can be reduced by 50%
Far from being just an insurance office, you will find Bupa Arabia delegates across various locations and specialities within hospitals
We even have mobile Bupa Arabia delegates to help you where it matters the most
We position experienced Bupa doctors across top hospitals to represent you with the hospital physicians