Medical Insurance for Domestic Help

Bupa Helpers solidifies the protection of the whole family by protecting the health of your household helpers. Insure your maids, drivers, gardeners, and all those supporting you in taking care of your loved ones. Now you can easily extend a helping hand to your domestic workers with insurance designed based on their needs to ensure not only their security but also your peace of mind.

A quick look at the benefits:

Peace of mind and security from emergencies.
Access to private hospitals and clinics across the kingdom.
Bupa Doctor service from Tebtom, available 24/7.

Who can get Bupa Helpers?

The main sponsor can apply for Bupa Helpers for workers under their sponsorship in the Kingdom.

New customer? Buy now

Existing customer? Renew now

Basic
Classic

Overall annual maximum limit per member	50,000 SAR
Network of healthcare providers	NWM
Accommodation	Shared Room
Out-Patient Deductible	20% with no limit
Deductible Rate	20% with no limit
Maximum Deductible (Hospital)	20% with no limit
Maximum Deductible (Polyclinic)	20% with no limit
Maximum Deductible (MPN)	20% with no limit
International emergency treatment	Not Covered
Maternity cover with benefits	Not Covered
Dental cover	SAR 300
Optical cover	Not Covered
Seniors over 64 year old annual limit	SAR 50,000
In-patient / day-case coverage	Covered
Companion charges	Not Covered
Out-patient Consultation	Covered
Appropriate diagnosis and treatment in outpatient clinics including the cost of the General Physical/ Specialists, radiology, chemotherapy, laboratory exams, other diagnostic tests and medication	Covered
In-patient deductible	20% with no limit
Out-patient coverage	Covered
Maternity complications (Caesarean deliveries, legal abortion, miscarriage, haemorrhages…)	Not Covered
Treatment of premature babies	Not Covered
Circumcision of new-born boys and ear piercing of new-born girls	Not Covered
Neonatal cover	Not Covered
Pre-existing conditions and chronic diseases	Covered for inpatient cases
Hearing aids	Not Covered
Treatment for acquired heart valves diseases	Covered
Vaccination and inoculations as per the Ministry of Health (MOH) schedule.	Not Covered
Seasonal vaccination including mother and child care as per the Ministry of Health (MOH) programme and schedule	Not Covered
Physiotherapy when medically needed	6 Sessions for covered procedures
Cost of early screening for new-borns (National Program for Prevention of Disability)	Not Covered
Alzheimer’s Disease	Not Covered
Autism	Not Covered
Congenital illness	Not Covered
Dialysis	Not Covered
Acute psychiatric	Not Covered
Rehabilitation (physiotherapy)	Not Covered
Disability cases	Not Covered
Treatment for damage to acquired heart valves	Covered
Artificial limbs	Not Covered
Cost of obtaining/harvesting donor organs	Not Covered
Local road ambulance for emergency cases only	Not Covered
Transportation of mortal remains to home country in case of death in KSA	SAR 10,000
Life-threatening emergency treatment out of network in KSA	Covered
Physician’s fees within the network	Covered
Emergency evacuations through international SOS assistance	Not Covered
Emergency treatment outside the kingdom through International SOS Assistance	Not Covered
Emergency treatment out of KSA	Not Covered
Emergency treatment outside of network in KSA	Covered
Elective (non-emergency) treatment out of network in or out of KSA	Not Covered
Physiotherapy	6 Sessions when medically necessary for covered procedures
MOH vaccines	Not Covered
Preventative tests
In-patient pre-authorisation approval	For amounts above 500 SAR
In-patient / day-case treatement	Covered
Out-patient pre-authorisation approval	For amounts above 500 SAR
Advanced imaging (MRI, CT, PET)	Pre-authorization required
Cancer treatment	Covered
Emergency treatment at a healthcare provider outside the Bupa network	Covered inside of KSA
Healthline services	Available
Local air ambulance for emergency cases only	Not Covered
Emergency medical treatment in the US	6 Sessions when medically necessary for covered procedures
Mental health conditions (acute psychiatric treatment)	Not Covered
Mental health conditions (non-acute psychiatric treatment)	Not Covered
Non-emergency (elective) treatment outside the Bupa network	Not Covered
Physiotherapy when medically necessary	6 Sessions for covered procedures
Pre-existing and chronic conditions	Covered for in-patient cases
Cost of early screening for new-borns	Not Covered
Ear piercing of new-born girls	Not Covered
Circumcision of new-born boys	Not Covered
Transplant of organ or bone marrow	Not Covered
Treatment for contagious or endemic diseases	Not Covered
Vaccinations and inoculations (up till age 6)	Not Covered
Vaccinations and inoculations (after age 6)	Not Covered
Coverage
Respiratory syncytial virus (RSV) prophylaxis	Not Covered
New born screening hearing test	Not Covered
New born congenital heart anomalies screening	Not Covered
Obesity	Not Covered
Artificial Milk & milk products	Not Covered
#ResourceNotFound#:ECommerceResources:Isolation
Medication Benefit	800 SAR
I/P Deductible	20% With no CAP
SOS

Overall annual maximum limit per member	50,000 SAR
Network of healthcare providers	NWS
Accommodation	Shared Room
Out-Patient Deductible	20% with no limit
Deductible Rate	20% with no limit
Maximum Deductible (Hospital)	20% with no limit
Maximum Deductible (Polyclinic)	20% with no limit
Maximum Deductible (MPN)	20% with no limit
International emergency treatment	Not Covered
Maternity cover with benefits	Not Covered
Dental cover	300 SAR
Optical cover	Not Covered
Seniors over 64 year old annual limit	50,000 SAR
In-patient / day-case coverage	Covered
Companion charges	Not Covered
Out-patient Consultation	Covered
Appropriate diagnosis and treatment in outpatient clinics including the cost of the General Physical/ Specialists, radiology, chemotherapy, laboratory exams, other diagnostic tests and medication	Covered
In-patient deductible	20% with no limit
Out-patient coverage	Covered
Maternity complications (Caesarean deliveries, legal abortion, miscarriage, haemorrhages…)	Not Covered
Treatment of premature babies	Not Covered
Circumcision of new-born boys and ear piercing of new-born girls	Not Covered
Neonatal cover	Not Covered
Pre-existing conditions and chronic diseases	Covered for in-patient cases
Hearing aids	Not Covered
Treatment for acquired heart valves diseases	Covered
Vaccination and inoculations as per the Ministry of Health (MOH) schedule.	Not Covered
Seasonal vaccination including mother and child care as per the Ministry of Health (MOH) programme and schedule	Not Covered
Physiotherapy when medically needed	6 Sessions for covered procedures
Cost of early screening for new-borns (National Program for Prevention of Disability)	Not Covered
Alzheimer’s Disease	Not Covered
Autism	Not Covered
Congenital illness	Not Covered
Dialysis	Not Covered
Acute psychiatric	Not Covered
Rehabilitation (physiotherapy)	Not Covered
Disability cases	Not Covered
Treatment for damage to acquired heart valves	Covered
Artificial limbs	Not Covered
Cost of obtaining/harvesting donor organs	Not Covered
Local road ambulance for emergency cases only	Not Covered
Transportation of mortal remains to home country in case of death in KSA	10,000 SAR
Life-threatening emergency treatment out of network in KSA	Covered
Physician’s fees within the network	Covered
Emergency evacuations through international SOS assistance	Not Covered
Emergency treatment outside the kingdom through International SOS Assistance	Not Covered
Emergency treatment out of KSA	Not Covered
Emergency treatment outside of network in KSA
Elective (non-emergency) treatment out of network in or out of KSA	Not Covered
Physiotherapy	6 Sessions when medically necessary for covered procedures
MOH vaccines	Not Covered
Preventative tests
In-patient pre-authorisation approval	For amounts above 500 SAR
In-patient / day-case treatement	Covered
Out-patient pre-authorisation approval	For amounts above 500 SAR
Advanced imaging (MRI, CT, PET)	Pre-authorization required
Cancer treatment	Covered
Emergency treatment at a healthcare provider outside the Bupa network	Covered inside of KSA
Healthline services	Available
Local air ambulance for emergency cases only	Not Covered
Emergency medical treatment in the US	Not Covered
Mental health conditions (acute psychiatric treatment)	Not Covered
Mental health conditions (non-acute psychiatric treatment)	Not Covered
Non-emergency (elective) treatment outside the Bupa network	Not Covered
Physiotherapy when medically necessary	6 Sessions for covered procedures
Pre-existing and chronic conditions	Covered for in-patient cases
Cost of early screening for new-borns	Not Covered
Ear piercing of new-born girls	Not Covered
Circumcision of new-born boys	Not Covered
Transplant of organ or bone marrow	Not Covered
Treatment for contagious or endemic diseases	Not Covered
Vaccinations and inoculations (up till age 6)	Not Covered
Vaccinations and inoculations (after age 6)	Not Covered
Coverage
Respiratory syncytial virus (RSV) prophylaxis	Not Covered
New born screening hearing test	Not Covered
New born congenital heart anomalies screening	Not Covered
Obesity	Not Covered
Artificial Milk & milk products	Not Covered
#ResourceNotFound#:ECommerceResources:Isolation
Medication Benefit	800 SAR
I/P Deductible	20% with no CAP
SOS

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This price does not include VAT
This price does not include all the medical cases
This is an estimate price and it might change based on the correct information and medical declaration provided upon submitting the order

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SAMA Product ID for Bupa Helpers: A-BUPA-2-I-20-005

You might ask

Will Bupa Domestic cover my staff outside KSA?

No. But if your staff travels with you, you can, at any time, add international emergency treatment as an extra benefit.

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You might ask

Will Bupa Domestic cover my staff outside KSA?

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