Medical Insurance for Domestic Help

Bupa Helpers solidifies the protection of the whole family by protecting the health of your household helpers. Insure your maids, drivers, gardeners, and all those supporting you in taking care of your loved ones. Now you can easily extend a helping hand to your domestic workers with insurance designed based on their needs to ensure not only their security but also your peace of mind.

A quick look at the benefits:

Peace of mind and security from emergencies.
Access to private hospitals and clinics across the kingdom.
Bupa Doctor service from Tebtom, available 24/7.

Who can get Bupa Helpers?

The main sponsor can apply for Bupa Helpers for workers under their sponsorship in the Kingdom.

New customer? Buy now

Existing customer? Renew now

Basic
Classic

Overall Annual Maximum Limit per Member	50,000 SAR
Network of Healthcare Providers	NWM
Accommodation	Shared Room
Outpatient Deductible	20% with no limit
Deductible Rate	20% with no limit
Maximum Deductible (Hospital)	20% with no limit
Maximum Deductible (Polyclinic)	20% with no limit
Maximum Deductible (MPN)	20% with no limit
Emergency treatment outside the kingdom	Not Covered
Maternity Cover with Benefits	Not Covered
Dental Coverage	SAR 300
Optical Coverage	Not Covered
Seniors over 64-year-old annual limit	SAR 50,000
Inpatient / Day-Case Coverage	Covered
Companion Charges	Not Covered
Outpatient coverage	Covered
Outpatient coverage	Covered
Inpatient Deductible	20% with no limit
Outpatient Coverage	Covered
Maternity complications (Caesarean deliveries, legal abortion, miscarriage, haemorrhages)	Not Covered
Treatment of premature babies	Not Covered
Circumcision of new-born boys and ear piercing of new-born girls	Not Covered
Neonatal/ Newborn cover	Not Covered
Pre-existing Conditions and Chronic Diseases	Covered for inpatient cases
Hearing aids	Not Covered
Treatment for damage to acquired heart valves	Covered
Vaccinations and Inoculations as per the Ministry of Health (MOH) Schedule	Not Covered
Seasonal vaccination including mother and child care as per MOH program and schedule	Not Covered
Physiotherapy	6 Sessions for covered procedures
Cost of early screening for new-borns (National Program for Prevention of Disability)	Not Covered
Alzheimer’s Disease	Not Covered
Autism	Not Covered
Congenital illness	Not Covered
Dialysis	Not Covered
Mental health acute psychiatric treatment	Not Covered
Physiotherapy	Not Covered
Disability cases	Not Covered
Treatment for damage to acquired heart valves	Covered
Artificial limbs	Not Covered
Cost of obtaining/harvesting donor organ	Not Covered
Local Road Ambulance for Emergency Cases Only	Not Covered
Transportation of Mortal Remains to Home Country in Case of Death in KSA	SAR 10,000
Life-threatening emergency treatment out of network in KSA	Covered
Physician’s fees within the network	Covered
Emergency treatment outside the kingdom through International SOS Assistance	Not Covered
Emergency Evacuations through International SOS Assistance	Not Covered
Emergency treatment outside the kingdom	Not Covered
Emergency Treatment Outside of Network in KSA	Covered
Elective (Non-Emergency) Treatment Outside of Network in KSA	Not Covered
Physiotherapy	6 Sessions when medically necessary for covered procedures
Vaccination and inoculations as per the Ministry of Health (MOH) schedule	Not Covered
Preventative tests
Inpatient Pre-authorization Approval	For amounts above 500 SAR
Inpatient / day-case coverage	Covered
Outpatient Pre-authorization Approval	For amounts above 500 SAR
Advanced Imaging (MRI, CT, PET)	Pre-authorization required
Cancer treatment	Covered
Emergency treatment at a healthcare provider outside the Bupa network	Covered inside of KSA
Healthline Services	Available
Local air ambulance for emergency cases only	Not Covered
Emergency medical treatment in the US	6 Sessions when medically necessary for covered procedures
Mental health acute psychiatric treatment	Not Covered
Mental health non-acute psychiatric treatment	Not Covered
Elective (non-emergency) treatment outside of network in or outside KSA	Not Covered
Physiotherapy	6 Sessions for covered procedures
Pre-existing Conditions and Chronic Diseases	Covered for in-patient cases
Cost of early screening for new-borns (National Program for Prevention of Disability)	Not Covered
Circumcision of new-born boys and ear piercing of new-born girls	Not Covered
Circumcision of new-born boys and ear piercing of new-born girls	Not Covered
Transplant of organ or bone marrow	Not Covered
Treatment for contagious or endemic diseases	Not Covered
Vaccinations and inoculations (up till age 6)	Not Covered
Vaccinations and inoculations (after age 6)	Not Covered
Coverage
Respiratory syncytial virus (RSV) prophylaxis	Not Covered
New born screening hearing test	Not Covered
New born congenital heart anomalies screening	Not Covered
Obesity	Not Covered
Artificial Milk & milk products	Not Covered
#ResourceNotFound#:ECommerceResources:Isolation
Medication Benefit	800 SAR
I/P Deductible	20% With no CAP
SOS

Overall Annual Maximum Limit per Member	50,000 SAR
Network of Healthcare Providers	NWS
Accommodation	Shared Room
Outpatient Deductible	20% with no limit
Deductible Rate	20% with no limit
Maximum Deductible (Hospital)	20% with no limit
Maximum Deductible (Polyclinic)	20% with no limit
Maximum Deductible (MPN)	20% with no limit
Emergency treatment outside the kingdom	Not Covered
Maternity Cover with Benefits	Not Covered
Dental Coverage	300 SAR
Optical Coverage	Not Covered
Seniors over 64-year-old annual limit	50,000 SAR
Inpatient / Day-Case Coverage	Covered
Companion Charges	Not Covered
Outpatient coverage	Covered
Outpatient coverage	Covered
Inpatient Deductible	20% with no limit
Outpatient Coverage	Covered
Maternity complications (Caesarean deliveries, legal abortion, miscarriage, haemorrhages)	Not Covered
Treatment of premature babies	Not Covered
Circumcision of new-born boys and ear piercing of new-born girls	Not Covered
Neonatal/ Newborn cover	Not Covered
Pre-existing Conditions and Chronic Diseases	Covered for in-patient cases
Hearing aids	Not Covered
Treatment for damage to acquired heart valves	Covered
Vaccinations and Inoculations as per the Ministry of Health (MOH) Schedule	Not Covered
Seasonal vaccination including mother and child care as per MOH program and schedule	Not Covered
Physiotherapy	6 Sessions for covered procedures
Cost of early screening for new-borns (National Program for Prevention of Disability)	Not Covered
Alzheimer’s Disease	Not Covered
Autism	Not Covered
Congenital illness	Not Covered
Dialysis	Not Covered
Mental health acute psychiatric treatment	Not Covered
Physiotherapy	Not Covered
Disability cases	Not Covered
Treatment for damage to acquired heart valves	Covered
Artificial limbs	Not Covered
Cost of obtaining/harvesting donor organ	Not Covered
Local Road Ambulance for Emergency Cases Only	Not Covered
Transportation of Mortal Remains to Home Country in Case of Death in KSA	10,000 SAR
Life-threatening emergency treatment out of network in KSA	Covered
Physician’s fees within the network	Covered
Emergency treatment outside the kingdom through International SOS Assistance	Not Covered
Emergency Evacuations through International SOS Assistance	Not Covered
Emergency treatment outside the kingdom	Not Covered
Emergency Treatment Outside of Network in KSA
Elective (Non-Emergency) Treatment Outside of Network in KSA	Not Covered
Physiotherapy	6 Sessions when medically necessary for covered procedures
Vaccination and inoculations as per the Ministry of Health (MOH) schedule	Not Covered
Preventative tests
Inpatient Pre-authorization Approval	For amounts above 500 SAR
Inpatient / day-case coverage	Covered
Outpatient Pre-authorization Approval	For amounts above 500 SAR
Advanced Imaging (MRI, CT, PET)	Pre-authorization required
Cancer treatment	Covered
Emergency treatment at a healthcare provider outside the Bupa network	Covered inside of KSA
Healthline Services	Available
Local air ambulance for emergency cases only	Not Covered
Emergency medical treatment in the US	Not Covered
Mental health acute psychiatric treatment	Not Covered
Mental health non-acute psychiatric treatment	Not Covered
Elective (non-emergency) treatment outside of network in or outside KSA	Not Covered
Physiotherapy	6 Sessions for covered procedures
Pre-existing Conditions and Chronic Diseases	Covered for in-patient cases
Cost of early screening for new-borns (National Program for Prevention of Disability)	Not Covered
Circumcision of new-born boys and ear piercing of new-born girls	Not Covered
Circumcision of new-born boys and ear piercing of new-born girls	Not Covered
Transplant of organ or bone marrow	Not Covered
Treatment for contagious or endemic diseases	Not Covered
Vaccinations and inoculations (up till age 6)	Not Covered
Vaccinations and inoculations (after age 6)	Not Covered
Coverage
Respiratory syncytial virus (RSV) prophylaxis	Not Covered
New born screening hearing test	Not Covered
New born congenital heart anomalies screening	Not Covered
Obesity	Not Covered
Artificial Milk & milk products	Not Covered
#ResourceNotFound#:ECommerceResources:Isolation
Medication Benefit	800 SAR
I/P Deductible	20% with no CAP
SOS

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